Illinois National Bank
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    Business Banking

    Commercial Lending

    Whether you're looking to start a new business, enhance an existing business, or construct or purchase a new building, Illinois National Bank is ready to help you meet your financial goals. Our experienced commercial lending staff will work with you to determine your financial needs, and can provide a wide variety of loan products tailored to the way your business works. Our loan decisions are made quickly, right here in Springfield. Some of our commercial loan products include:

    • Lines of Credit: Your cash flow needs change from day to day; therefore your borrowing needs may change too. With a revolving line of credit from Illinois National Bank, you'll have the cash necessary to finance your daily operating needs. You can borrow money as you need it (up to a pre-determined limit) and pay it back when you have extra cash. The amount of credit available is typically based on the value of your business assets.
    • Term Loans: Commercial term loans can be used to help fund receivables, inventory purchases, or payroll and other expenses; to finance the purchase of new equipment or machinery; or even to purchase a new building. Term loans are typically structured with a set repayment schedule (monthly, quarterly or annual), with a term and amortization to match the type of asset financed. Illinois National Bank will work with you to structure a term loan to match your financing needs.
    • Small Business Administration (SBA) Loans: Illinois National Bank is one of the few Certified SBA Lenders in the Springfield area. Our experienced lenders can assist you in preparing the documentation needed to take advantage of the various SBA loan programs. Through these programs, you may be able to access better terms, not typically found with conventional commercial loans, at competitive interest rates.
    • Construction Loans: Are you constructing a new building for your growing business, or an investment property to be leased to others? Illinois National Bank can help you with your construction financing needs.

    Competitive fixed and variable interest rates are available, with the actual interest rate to be determined based on local market conditions, your financial condition, the term and type of loan and the type of assets financed.

    For more information on any of our commercial lending products please contact us or call us at 217-747-5500.

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    Copyright © 2010. All Rights Reserved.
    Illinois National Bank, 322 E Capitol Avenue, Springfield, IL 62701.
    217-747-5500 or toll free 877-771-2316.
    Member FDIC. Equal Housing Lender. Equal Opportunity Employer.
    INB is regulated by the Office of the Comptroller of the Currency.
    Disclosures FDIC Equal Housing Lender