Personal Checking Accounts
All INB checking accounts have access to our standard benefits at no additional charge:
- Online Banking - instant access when and where you need it.
- Bill Pay and Presentment - our premium service allows you to receive, pay and track your bills from our secure site.
- Personal Finance Works - budget and planning assistance right in your online session.
- Mobile and SMS Text Banking - check your balance, view recent purchases, pay your bills and transfer funds through your cell phone or smart phone.
- ATM and Visa Debit cards
- INB Pocket Change and automatic transfer to savings
- Unlimited check activity
- Get your important bank information quickly with E-Delivery of statements and notices!
More on the Capitol Account
Accidental Death & Dismemberment Insurance
You’ll have peace of mind with Accidental Death and Dismemberment Insurance 24-hours a day.
Immediate access for Capitol Account holders. Call 1-800-251-2311 in the event a claim needs to be filed.
Cash Rewards1
Savings made simple. Earn cash rewards for online purchases at some of the top online retailers. Simply register your credit/debit cards on our secure site and enjoy cash back on purchases. The savings discount is converted to cash back on your monthly credit/debit card statement.
Access online at www.my-cashrewards.com. Your access code can be found on your membership card.
Coast to Coast Vision*
Save money when purchasing eyewear with the Coast to Coast Vision Plan.* Enjoy savings of 10% to 30% at time of purchase on eyeglasses and contacts at over 12,000 nationwide optical providers plus save 10% to 30% on eye exams and surgical procedures including PRK and LASIK through a national network of ophthalmologists. Available to the entire family with unlimited use.
Fill out the benefit request form to activate this benefit. Search for local providers at www.provider.optumhealthallies.com
Everyday Rebate Rewards
Get rewarded for everyday purchases. You can receive quarterly rebates up to 10% when you submit receipts and vouchers for everyday purchases. Get $40 in rebates annually – just by purchasing items you use every day!
Fill out benefit request form or call 1-877-887-8052 Monday-Friday, 7am-8pm CST and ask for a new set of forms. You will need your member ID number if you call the toll-free line.
Credit Alert®2
Help prevent identity theft and fraud with this daily Credit Monitoring Service that notifies you whenever an inquiry is made into your credit history or certain negative information is added to your Credit Report. If there are no changes, you receive a quarterly ‘No Activity’ notice.
Fill out the Credit Information enrollment form to activate this benefit.
Savers Club® Book
Save hundreds of dollars on offers nationwide! Save on thousands of lodging properties plus money-saving offers good for theme park admission, movie tickets, car rentals, dining, entertainment, retail services and much, much more. Request a book each year.
Once you receive your Savers Club Book, log on to www.saversclub.com and enter your ID number (located on your Savers Club membership card). Register if you are a first-time user, and then choose the category you wish to browse. Follow the instructions to redeem the offer(s) . For convenient travel planning, search by zip code in the “hotel” and “recreation” categories.
Document and Personal Property Registry
Keep a detailed listing of all the personal documents in your home for insurance purposes.
Fill out enrollment form to activate this benefit. If you have questions or need assistance with this form, please call 1-800-251-2311 Monday-Friday, 8am-7pm EST.
*Medical Discounts are NOT insurance.
Accidental Death Insurance is administered by Affinion Benefits Group and underwritten by Hartford Life Insurance Company. A portion of the monthly membership dues, if applicable, will be used to pay the insurance premium to the plan administrator. As a member, you’ll automatically receive new benefits as they are added to your program. Coverage is divided equally among co-owners of joint accounts. The
Insurance Disclosure: The insurance offered is not a deposit, not FDIC insured, not an obligation of
1You must access the retailer’s link through the website provided and use the credit or debit card you have registered to be eligible for rewards. Credit will be issued automatically to your registered card within 90 days from date of purchase. Participating merchants may change at any time without notice. Certain restrictions and limitations may apply.
2Credit Alert® is not a credit counseling service and does not promise to help you obtain a loan or improve your credit record, history or rating. The Credit Alert® service may be modified or improved at any time and without prior notice. Credit Alert® is a registered service mark of Affinion Publishing, LLC. Daily monitoring will notify members of any inquiries, certain derogatory information, accounts, public records or change of address that have been added to their credit reports as reported by one of the major credit reporting agencies. If no information has been added or changed, then the member will receive a quarterly notification stating that no information has changed within their credit file. Neither the Plan Administrator, the provider of the Credit Alert® service, or its credit information subcontractors, nor Financial Services Association shall have any liability for the accuracy of the information contained in the Credit Alert® reports which you receive, including any liability for damages, direct or indirect, consequential or incidental.
Click here to begin the process of opening an INB account or contact us at 217-747-5500 for additional information.
