Personal Savings Accounts

Regular Savings

• Minimum deposit to open this account is $50
• $2 monthly maintenance fee can be waived by maintaining a $100 minimum daily balance

Minor Savings

For those beginners ready to move from the piggy bank to a bank account, this minor savings gives the added benefit of earned interest.

• Account holder must be under the age of 18
• The minimum deposit to open this account is $10
• $2 monthly maintenance fee can be waived by maintaining a $10 minimum daily balance

Money Market Savings Account

• Minimum deposit to open this account is $1,000
• $8 monthly maintenance fee can be waived by maintaining a minimum daily balance of $1,000

INB Maximizer

• Minimum deposit to open this account is $50,000
• Three free withdrawals per month; $10 fee for each additional withdrawal

Structured Savings IRA

Finally, a simple plan for retirement that anyone can afford. You bring us $50 to open your Structured Savings IRA, and tell us how much you want to add each month. We'll give you a great interest rate. Retirement savings made easy.

Please see our rate sheet for the most current interest rates.

Note that each savings account allows four free withdrawals each month and a fee for each additional withdrawal. Refer to Truth in Savings disclosures for complete terms and conditions.

Click here to begin the process of opening an INB account or contact us at 217-747-5500 or toll free at 877-771-2316 for additional information.