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    Privacy

     

     Rev June 2011

    FACTS
    WHAT DOES ILLINOIS NATIONAL BANK DO
    WITH YOUR PERSONAL INFORMATION?
     
     
    Why?
    Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
     
     
    What?
    The types of personal information we collect and share depend on the product or service you have with us. This information can include:
     - Social Security number and account balances
     - transaction history and checking account information
     - overdraft history and payment history
    When you are no longer our customer, we continue to share your information as described in this notice.
     
     
    How?
    All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Illinois National Bank chooses to share; and whether you can limit this sharing.
     
     
    Reasons we can share your personal information
    Does Illinois National Bank share?
    Can you limit this sharing?
    For our everyday business purposes—
    such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
    Yes
    No
    For our marketing purposes—
    to offer our products and services to you
    Yes
    No
    For joint marketing with other financial companies
    Yes
    No
    For our affiliates’ everyday business purposes—
    information about your transactions and experiences
    No
    We don't share
    For our affiliates’ everyday business purposes—
    information about your creditworthiness
    No
    We don't share
    For our affiliates to market to you
    No
    We don't share
    For nonaffiliates to market to you
    No
    We don't share
     
     
     
     
    Questions?
    Call 217-747-5500 or 877-771-2316

     


     
     

    Page 2
     
     
     
     
     
    What we do
    How does Illinois National Bank protect my personal information?
    To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
    How does Illinois National Bank collect my personal information?
    We collect your personal information, for example, when you
    - open an account or apply for a loan
    - pay us by check or use your credit or debit card
    - make deposits or withdrawals from your account
    We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
    Why can’t I limit all sharing?
    Federal law gives you the right to limit only
    sharing for affiliates’ everyday business purposes—information about your creditworthiness
    affiliates from using your information to market to you
    sharing for nonaffiliates to market to you
    State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
     
     
    Definitions
    Affiliates
    Companies related by common ownership or control. They can be financial and nonfinancial companies.
    Illinois National Bank does not share with its affiliates
    Nonaffiliates
    Companies not related by common ownership or control. They can be financial and nonfinancial companies.
    Illinois National Bank does not share with nonaffiliates so they can market to you
    Joint marketing
    A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
    Our joint marketing partners include financial solutions providers and credit card companies.
     
     
    Other important information
    Illinois law requires that you opt-in to information sharing. Therefore, before we would share your information with a third-party, except where permitted by law, we will obtain your permission.

     

     

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    Copyright © 2010. All Rights Reserved.
    Illinois National Bank, 322 E Capitol Avenue, Springfield, IL 62701.
    217-747-5500 or toll free 877-771-2316.
    Member FDIC. Equal Housing Lender. Equal Opportunity Employer.
    INB is regulated by the Office of the Comptroller of the Currency.
    Disclosures FDIC Equal Housing Lender