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Personal Checking Accounts

All INB checking accounts have access to INB Online services at no additional charge. ATM and Debit cards and online statements are also available.



Put your cash in INB's totally free checking account.

Tired of playing games with your bank? Looking for a plain and simple, easy-to-understand free checking account? Choose Illinois National Bank and open a MyCashSM Free Checking Account today.

All you need is a $50.00 opening deposit and you'll get everything you expect from a free checking account, like:

  • Free checks, many designs to choose from
  • Unlimited check writing and debit card activity
  • Online or paper statements
  • No minimum daily balance required
  • No monthly fee

Plus, you'll have free access to all the features of INB Online - features that can really make your life easier:

  • Online Banking - instant access when and where you need it.
  • Bill Organizer - receive, pay and track your bills from our secure site.
  • Mobile Banking - check yur balance or make a transfer from any internet-enabled cell phone or PDA.

You're in control with Free Checking at Illinois National Bank.

Premier 50

  • Customers age 50 or better
  • Minimum deposit to open account is $100
  • Interest bearing checking
  • Unlimited check activity
  • $6 monthly maintenance fee can be waived by maintaining $100 minimum daily balance
  • Free ATM's - anywhere, anytime, any ATM

Ask about our Premier 50 program

  • Bonus Rate CDs, Savings and Checking
  • Bonus VISA® SCORE Points


Capitol Account

  • The minimum deposit to open this account is $50
  • $5 monthly maintenance fee (individual)
  • Unlimited check writing
  • Payment card protection
  • Online local savings
  • Everyday rebate rewards
  • Savers Club Book
  • Identity theft insurance
  • Accidental Death & Dismemberment insurance
  • And more!


Cash Management Checking Account

  • Competitive rate of interest on higher balances
  • Unlimited check writing
  • The minimum deposit to open this account is $5,000
  • $7 monthly maintenance fee can be waived by maintaining a $2,500 minimum daily balance, or $5,000 average daily balance

Click here to begin the process of opening an INB account or contact us at 217-747-5500 for additional information.