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Illinois National Bank offers competitive rates on all of our products. For information on additional products, please call 1-877-771-2316 or
stop by and visit us at any one of our locations.
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Please call for more products
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Account Product Name
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Minimum Opening Deposit
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Interest Rate
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Annual
Percentage Yield (APY)
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Rising Rate
(2 Year)
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$1,000.00
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Overall APY 2.58%
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|
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First 6 mos.
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2.00%
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2.01%
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Next 6 mos.
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2.25%
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2.26% |
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Next 6 mos.
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2.50%
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2.52% |
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Final 6 mos.
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3.50%
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3.53% |
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Rising Rate
(4 Year)
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$1,000.00
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Overall APY 2.94%
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First 12 mos.
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2.25%
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2.25%
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Next 12 mos.
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2.50%
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2.50% |
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Next 12 mos.
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3.00%
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3.00% |
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Final 12 mos.
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4.00%
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4.00% |
Deposits
- Interest rates and Annual Percentage Yields as of May 1, 2008
- APY and rates are subject to change without notice.
- A penalty will be imposed for early withdrawal.
- Fees could reduce the earnings on the account.
- Rates available to Illinois residents only.
Please call for more products
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Account Product Name and Term |
Minimum Opening Deposit |
Minimum Balance to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield (APY) |
IRA (6 Month) |
$1,000.00 |
$1,000.00 |
1.55% |
1.56% |
IRA (1 Year) |
$1,000.00 |
$1,000.00 |
1.60% |
1.60% |
IRA (18 Month) |
$1,000.00 |
$1,000.00 |
1.75% |
1.75% |
IRA (2 Year) |
$1,000.00 |
$1,000.00 |
1.85% |
1.85% |
IRA (5 Year) |
$1,000.00 |
$1,000.00 |
2.65% |
2.65% |
| Structured Savings IRA(2) |
Minimum Opening Deposit |
Daily
Balances of |
Interest Rate |
Annual Percentage Yield (A.P.Y.) |
| |
$50.00 |
Up to $4,999.99 |
1.17% |
1.18% |
| |
$50.00 |
$5,000.00-$100,000.00 |
1.67% |
1.68% |
IRA
- Interest rates and Annual Percentage Yields as of May 1, 2008
- (2)Deposit and withdrawal limitations are dictated by IRS Rules. Automatic deposits must be made at least monthly. The rate on this account is variable and may change after account opening.
- APY and rates are subject to change without notice.
- A penalty will be imposed for early withdrawal.
- Fees could reduce the earnings on the account.
- Rates available to Illinois residents only.
Loan to Value |
Interest Rate(3)
As low as |
Annual Percentage
Rate (APR)*
As low as
|
90% LTV or lower |
5.99% |
6.008% |
Over 90% LTV |
5.99% |
6.008% |
Over 90% LTV with no INB Accounts |
6.25% |
6.268% |
Competitive rates available based on Prime. Please contact us at 1-877-771-2316 or stop by and visit us at any one of our locations.
|
| Year |
Term |
Interest Rate(3)
As low as
|
Annual Percentage
Rate (APR)*
As low as |
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2007-2008
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|
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| 2006 |
60 month |
6.25% |
6.397% |
| 2005 |
|
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2004
and under Some restrictions apply |
More rates are available.
Call 1-877-771-2316
for a quote. |
Loans
- Interest rates and Annual Percentage Rates as of May 1, 2008
- (3)APR and interest rates are subject to change without notice. Rates listed assume excellent credit history. Your actual rate will be determined when you apply and will be based on many factors, including credit history, age and make of vehicle, amount financed and term.
- LTV (Loan To Value) is based upon the appraisal of the property
- Some fees may be assessed to obtain a loan with INB.
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