Effective September 2007
We value your business and consider the protection of your information a high priority. This Policy applies to current and former customers, and explains what we do to keep your information private and secure.
KEEPING YOUR INFORMATION SAFE
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. All companies with whom we do business are required to protect your information. Your information can be used only for the sole purpose of providing the service we have requested the company to perform.
THE INFORMATION THAT WE COLLECT
We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms
- Information about your transactions with us
- Information from a consumer reporting agency
We limit the information we share. We will not share information about you, unless authorized by you, except as outlined below.
SHARING INFORMATION WITH COMPANIES WHO HELP US PROVIDE YOU SERVICES
We may share your information with non-financial companies that perform services for us, such as printing checks, data processing, printing account statements, or with companies that perform marketing services on our behalf. We may also share information about you with outside financial companies that have joint marketing agreements with us. These arrangements allow us to provide you with additional products or services.
SHARING INFORMATION IN OTHER SITUATIONS
We may share your information when we are permitted or required by law. Examples include, protecting against fraud, responding to a subpoena, servicing your account, or reporting to a credit bureau.
NOTIFY US OF INACCURATE INFORMATION
Please notify us if we report any inaccurate information about your account to a consumer reporting agency. Your written notice describing the specific inaccuracy should be sent to us at the following address: Illinois National Bank, 322 E. Capitol Avenue, Springfield, Illinois 62701.
Notice required by the Fair and Accurate Credit Transactions Act
We may report information about your accounts to credit bureaus. Late payments, missed payments, or other defaults on your accounts may be reflected in your credit report.
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