Savings and Money Market Accounts

When it comes to saving for the future, our goal at INB is to help you reach your goal. We offer savings and money market account options to make it easy for you to work toward your savings goals.

Regular Savings

  • Minimum deposit to open this account is $50
  • $2 monthly maintenance fee can be waived by maintaining a $200 minimum daily balance
  • An excess withdrawal fee of $2.00 will be charged for each withdrawal (including transfers) in excess of 4 each month.* 

Youth Savings

  • For those beginners ready to move from the piggy bank to a bank account, the youth savings account gives the added benefit of earned interest
  • Account holder must be under the age of 18
  • The minimum deposit to open this account is $10
  • $2 monthly maintenance fee can be waived by maintaining a $10 minimum daily balance
  • An excess withdrawal fee of $2.00 will be charged for each withdrawal (including transfers) in excess of 4 each month.

Money Market Savings

  • Minimum deposit to open this account is $1,000
  • $8 monthly maintenance fee can be waived by maintaining a minimum daily balance of $2,500
  • An excess withdrawal fee of $2.00 will be charged for each withdrawal (including transfers) in excess of 4 each month.* 

You Name it Savings

  • You choose what you’re saving for, set your goal and savings target. On the target date, your savings will automatically transfer into your INB checking or savings account!
  • Minimum deposit to open this account is $50
  • An excess withdrawal fee of $10.00 will be charged for each withdrawal (including transfers) in excess of 2 each month.* 

Maximizer

  • Minimum deposit to open this account is $50,000
  • Three free withdrawals per month; $10 fee for each additional withdrawal

* You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction, or by check, draft, debit card or similar order (including point of sale transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.

To open an INB savings account, go here or call us at 217-747-5500 or toll free at 1-877-771-2316.